Banking & finance
Fifty-three banks are active in the CEMAC zone and supervision is tightening: new capital requirements, automated periodic reporting, anti-money-laundering, prudential data quality. Finance departments still spend days consolidating figures that supervisors expect within hours.
Your challenges
Regulatory reporting
COBAC, BEAC, BCEAO: periodic statements, capital ratios, returns.
Credit risk
Doubtful loans, provisioning, counterparty classification.
Commercial steering
Branches, segments, outstandings, margins: one truth per indicator.
AML/CFT compliance
Traceability of controls and documented alert rationale.
Use cases we deploy
- Automatic consolidation of regulatory returns from source systems, with consistency checks before submission.
- Credit-risk dashboard: outstandings by class, arrears, collateral, estimated provisioning, with an explanation for every variance.
- Natural-language querying of the portfolio (“which counterparties breach the regulatory threshold this quarter?”) with guarded SQL and sourced answers.
- Internal compliance assistant: policy search, cited answers, consultation logging.
- Branch network steering: targets, actuals, variances, no re-keying.
Compliance and governance
Entitlements per profile and per branch, row- and column-level security, sensitive-data masking, write-statement blocking, end-to-end audit, mandatory human validation for critical actions.
Indicators we track
Time to produce regulatory returns · first-submission rejection rate · cost of risk · alert handling time · user autonomy.